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Gini Pay Photo Payment – click, check, pay.

Transfer a bill in seconds with the number one feature in the largest German retail banking apps.

 

Pay your bills with a snap.

Gini Pay Photo Payment turns your mobile camera into a smart time-saving machine. Optimal user experience and highly specialized AI have made our automagic payment process the new industry standard, convincing millions of users every day. No matter if you make a snap of your bill, scan the giro code or share a digital receipt with your banking app – wiring money has never been so easy.

Gini Pay Photo Payment – How It Works

Transfer money
the smart way.

Pay your bills by scan without typing the recipient’s details – the Gini Pay photo transfer has become the standard in German banking apps. Regardless of your invoice is a scan, e-bill, or are photo of your mobile camera, all relevant payment details automatically get extracted to prefill the transfer form and save your time.

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Gini Pay Photo Payment – Upgrades

Two add-ons for more consumer centricity.

Mobile banking must not stand still: Today, mobile-first also means customer-first. That’s why we strive to make the Gini Pay Photo Payment even more convenient and compelling – with useful add-ons to simplify life.

Return Assistant

Enabling users to pay selected items while being guided through returns with one consistent experience.

  • Save time on manual calculations
  • Intuitive user experience adapted to your CI
  • Minimal integration effort, maximum functionality
Request information

Smart Transactions

Great consumer advice needs data insights. While digital consumer touchpoints continue to replace the branch, Gini Smart provides the foundation for a digital banking advisory experience. By conducting the AI-based, fully automated analysis of your consumers’ activities, “know your customer” becomes a reality and thus the starting point for new business opportunities.

Learn more
Gini Pay Connect – Benefits

The number one feature in mobile banking.

Gini Pay photo payment is the digital hero of leading German banks. Unmatched in terms of extraction quality, speed, and security, the photo payment is the favorite convenience feature of all bank customers. After all, everyone deserves a magic moment.

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monthly active users in 2021

App Review 19

Great app that does everything it’s supposed to! The best is the photo payment! Works very well and is really innovative! […]

R P
Sparkasse
01/02/2022
Google Play Store

App Review 18

I am particularly enthusiastic about the photo payment function. Invoices, whether as paper or as files, all relevant data is almost always read – TOP. […]

Vita Engel
DKB
01/02/2022
Google Play Store

App Review 17

[…] Especially the transfer like a chat or the photo transfer are very comfortable.

DaniMo316
comdirect
02/02/2022
App Store

App Review 16

[…] Especially the function to pay an invoice via scan is great. All fields will then be filled in automatically!

BastiLejon
Deutsche Bank
01/02/2022
App Store

App Review 15

Always up to date. Paying an invoice with a photo works well. Image recognition is getting better and better.

Felli42
ING
01/02/2022
App Store

App Review 05

Today photo payment carried out (the 1st time). Excellent application. No typos, great.

Peter Walter M.
ING
27/07/2021
Google Play Store

App Review 06

[…] Otherwise, the app is good. Clear, and photo payment works very well compared to other apps. […]

delta51
Comdirect
27/07/2021
App Store

App Review 07

[…] Photo payment is a great feature. Take a photo and it’s immediately transferred. […]

Leander Spalinger
TEO
27/07/2021
Google Play Store

App Review 08

The app works perfectly. Photo payment is a huge relief.

Joerg Maisch
TEO
27/07/2021
Google Play Store

App Review 09

The invoice scanner is great. No more typing. Take a photo and you’re done.

SteffenNF
HVB Mobile Banking
27/07/2021
Google Play Store

App Review 10

[…] I particularly like the function that transfer orders can be read in by photo. We recommend! […]

RM6193
Sparkasse
27/07/2021
App Store

App Review 11

[…] I like the photo payment best. I have never done transfers so easily and without long typing of very long numbers.

Ulrike Lüdiger
ING
27/07/2021
Google Play Store

App Review 12

Great app, always up to date. Photo payment, via QR code works great.

Ga Ho
Sparkasse
27/07/2021
Google Play Store

App Review 13

App works fine. Photo payment is well done, quick, and reliable.

Franz Deelmann
DKB
27/07/2021
Google Play Store

App Review 14

[…] Easy to use, many additional functions, such as taking a picture of an invoice with extracting the data for the transfer, simply brilliant.

Gulliver für Perschi
Deutsche Bank
27/07/2021
App Store
Contact us

Learn more about Gini Pay Photo Payment and it’s upgrades

  • Hand in invoices with a snap
  • Payslip support
  • PDF upload and “share with banking app” functionality
  • QR code and GiroCode support
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Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

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Implementation via SDK

ISO 27001 certified

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Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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