Gini Pay Photo Payment – click, check, pay.
Transfer a bill in seconds with the number one feature in the largest German retail banking apps.
Pay your bills with a snap.
Gini Pay Photo Payment turns your mobile camera into a smart time-saving machine. Optimal user experience and highly specialized AI have made our automagic payment process the new industry standard, convincing millions of users every day. No matter if you make a snap of your bill, scan the giro code or share a digital receipt with your banking app – wiring money has never been so easy.
Gini Pay Photo Payment – How It Works
Transfer money
the smart way.
Pay your bills by scan without typing the recipient’s details – the Gini Pay photo transfer has become the standard in German banking apps. Regardless of your invoice is a scan, e-bill, or are photo of your mobile camera, all relevant payment details automatically get extracted to prefill the transfer form and save your time.
Share With Your Banking App
PDF or screenshot?
Share it with your mobile banking app.
The payment details came by e-mail? A friend sent his bank account details in a chat?
Open the PDF or screenshot from your gallery, and select the banking app by the share-with-button – done.
The photo payment extracts the payment data from various formats, whether PDF, JPEG, PNG, or GIF, in the most convenient way.
Gini Pay Photo Payment – Upgrades
Two add-ons for more consumer centricity.
Mobile banking must not stand still: Today, mobile-first also means customer-first. That’s why we strive to make the Gini Pay Photo Payment even more convenient and compelling – with useful add-ons to simplify life.
Smart Transactions
Great consumer advice needs data insights. While digital consumer touchpoints continue to replace the branch, Gini Smart provides the foundation for a digital banking advisory experience. By conducting the AI-based, fully automated analysis of your consumers’ activities, “know your customer” becomes a reality and thus the starting point for new business opportunities.
Gini Pay Connect – Benefits
The No. 1 feature in mobile banking.
Gini Pay photo payment is the digital hero of leading German banks. Unmatched in terms of extraction quality, speed, and security, the photo payment is the favorite convenience feature of all bank customers. After all, everyone deserves a magic moment.
71.200.000+ documents
scanned & processed in 2022.
91% accuracy
in data extraction
3 seconds
processing time
3.713.301 users
active monthly in 2022.
App Reviews
Happy customers make everyone happy.
App Review 19
Great app that does everything it’s supposed to! The best is the photo payment! Works very well and is really innovative! […]
App Review 18
I am particularly enthusiastic about the photo payment function. Invoices, whether as paper or as files, all relevant data is almost always read – TOP. […]
App Review 17
[…] Especially the transfer like a chat or the photo transfer are very comfortable.
App Review 16
[…] Especially the function to pay an invoice via scan is great. All fields will then be filled in automatically!
App Review 15
Always up to date. Paying an invoice with a photo works well. Image recognition is getting better and better.
App Review 05
Today photo payment carried out (the 1st time). Excellent application. No typos, great.
App Review 06
[…] Otherwise, the app is good. Clear, and photo payment works very well compared to other apps. […]
App Review 07
[…] Photo payment is a great feature. Take a photo and it’s immediately transferred. […]
App Review 08
The app works perfectly. Photo payment is a huge relief.
App Review 09
The invoice scanner is great. No more typing. Take a photo and you’re done.
App Review 10
[…] I particularly like the function that transfer orders can be read in by photo. We recommend! […]
App Review 11
[…] I like the photo payment best. I have never done transfers so easily and without long typing of very long numbers.
App Review 12
Great app, always up to date. Photo payment, via QR code works great.
App Review 13
App works fine. Photo payment is well done, quick, and reliable.
App Review 14
[…] Easy to use, many additional functions, such as taking a picture of an invoice with extracting the data for the transfer, simply brilliant.
