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Bank Austria UniCredit photo payment

Pay any invoice in seconds with the photo payment in your MobileBanking App from Bank Austria

Your banking app can make photo payments!

Bank Austria customers who use the mobile banking app benefit from a time-saving and precise transfer solution. The function is now available in the MobileBanking App. Customers of Bank Austria UniCredit can thus pay the invoice amount with the banking app via smartphone photo, QR-pay recognition, or direct sharing of a digital invoice. The cumbersome typing of the corresponding information is no longer necessary.

What is the photo payment?

App reviews

Instructions

Photo payment

Bank Austria MobileBanking App

The Bank Austria UniCredit MobileBanking app is available for free download for Android in the Google Play Store and iOS in the Apple App Store. Download the app, log in to your customer account and save time with the number 1 feature of all German banking apps: photo payment.

Android devices

Download the MobileBanking app in the Google Play Store, which works on your Samsung, Xiaomi, LG, and other smartphones and tablets.

Apple devices

Download the MobileBanking app in the App Store, suitable for your iPhone or iPad.

What is photo payment?

The smart way to pay paper invoices.

Paying a paper invoice without typing in the recipient’s data – the photo payment in the MobileBanking app by BankAustria makes it possible. Regardless of whether invoices are available as a photo, scan, screenshot, or PDF: all information gets extracted to fill out the transfer mask fully automatically. That’s the magic of the Gini Pay photo payment.

Turns wire transfers into a piece of cake.

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App reviews

Excites everyone.

App Review Bank Austria UniCredit 12

photo payment option is great

julie d.
Bank Austria UniCredit
13/01/2023
Google Play Store

App Review Bank Austria UniCredit 11

Photo payment is great! Works perfectly! Thanks

Andrea B.
Bank Austria UniCredit
16/06/2022
Google Play Store

App Review Bank Austria UniCredit 10

The photo payment works great. Even folded invoices or invoices photographed from the screen are recognized perfectly. I would like that for my scanner too!

faenben
Bank Austria UniCredit
24/05/2022
App Store

App Review Bank Austria UniCredit 09

Photo payment worked well really practical

Sven Hofians
Bank Austria UniCredit
02/04/2022
Google Play Store

App Review Bank Austria UniCredit 08

I really like the new design and you can do a lot more in the app than before. The photo payment also works and boarding is also easier with the fingerprint. Great update!

Daniela - Ami Gramescu
Bank Austria UniCredit
10/09/2021
Google Play Store

App Review Bank Austria UniCredit 07

Very advanced options like photo payment, QR code payment. In addition, everything is very clear

alex
Bank Austria UniCredit
09/09/2021
Google Play Store

App Review Bank Austria UniCredit 06

Very clear and photo payment is great 👍

Karin Warbinek
Bank Austria UniCredit
06/09/2021
Google Play Store

App Review Bank Austria UniCredit 05

Very satisfied, does everything quickly and reliably. photo payment is also no problem.

Wolfgang Bernardi
Bank Austria UniCredit
11/05/2021
Google Play Store

App Review Bank Austria UniCredit 03

I think the photo payment is great!

Thomas Gatter
Bank Austria UniCredit
17/04/2021
Google Play Store

App Review Bank Austria UniCredit 04

Very easy to use. photo payment is a hit! I like the new app.

Paul Mucha
Bank Austria UniCredit
17/04/2021
Google Play Store

App Review Bank Austria UniCredit 02

Don’t need a second app for banking. I’m a fan of the photo payment. Great app

Tommmtommm1
Bank Austria UniCredit
15/04/2021
App Store

App Review Bank Austria UniCredit 01

Almost perfect since this year, photo and Qrcode transfers 👍👍👍

Draustadt
Bank Austria UniCredit
13/04/2021
App Store
Instruction on photo payment

Wiring made simple.

With the Bank Austria MobileBanking app, you can easily snap paper invoices, as well as invoices with QR codes, or upload directly from your media library (PDF, JPG, PNG, or GIF). All you need is a mobile device with the banking app installed. For the photo payment, the camera should have more than 8 megapixels, as well as autofocus and flash.

How you make the photo payment

Open the Bank Austria UniCredit banking App on your phone.

Under the menu item “Orders” select the function “Photo transfer” with the camera symbol. Alternatively, you can click on the camera symbol next to the recipient in a transfer screen.

Put the invoice or the transfer slip on a plain surface like a table.

Hold your mobile device above the document or the QR code, and press the snap button.

Check and change the extracted data (IBAN, reason for transfer, etc.) in your banking app.

Confirm the transfer with your 2FA method – done!

Typical errors

The document is wrinkled.

The document is not properly adjusted to the frame shown on the camera screen.

Documents are lying on top of each other and cover relevant information.

The background is to bright.

There is not enough lighting to make a proper photo.

The transfer slip is not parted from the rest of the document.

Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

Footer list slide 2

Implementation via SDK

ISO 27001 certified

Footer list slide 3

Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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