Gini Pay: The game-changer for mobile banking apps.

Gini provides the automagic payment experiences.

Banking next level

Today’s customers deserve a tangible, digital bank.

Because technology has evolved, banking has changed. And so did the user’s expectations. For today’s bank to still be number one in terms of money for its customers tomorrow, it needs good products and intelligent innovation for long-term customer loyalty. At Gini, we understand what banking needs today – after all, it’s not for nothing that we’re integrated with almost all of Germany’s banking apps. And we can deliver precisely the digital added value that will also set standards for the future.

Technology that excites customers pays off for banks:

  • More in-app engagement
  • More customer satisfaction
  • More brand loyalty
  • More business
Fast path to solutions
Don’t we know each other?

Once you have tried it, you know how well Gini works.

Whoever does mobile banking knows us. After all, our technology is in the “engine room” of almost every retail banking app in Germany. So you can bet that we’ve met before.

Bank as a digital companion

Anyone can use a smartphone. And now smart banking, too.

In-app solutions from Gini have been convincing customers for years with the best performance values. We focus on the smartphone as today’s banking tool and provide solutions that help bank customers get ahead: Simple. Fast. And user-centric.
This is how we create magical Gini moments, ensuring more satisfied users.

Top performance for any banking app

The numbers speak for themselves. And us.

  • N°1 market lead in photo payment
  • Market share >90% in German top retail banks

  • More than 5M monthly active users in 2023

  • Active since 2011

  • Awarded with most innovative finance solution in 2022

92,900,000+ documents

scanned & paid in 2023

91.8% accuracy

in data extraction

2.1 seconds

processing time

5,131,494 users

monthly active users in 2023


What inspires customers also inspires the business.

Our services and solutions for the banking app make payment as easy as taking a photo, and thus not only create real added value for bank customers. We also create better business opportunities for the bank.

  • Positive user experience
  • More traffic + growing engagement rates
  • Increased app retention
  • More customer insights to enable predictive up-/cross selling
  • Active increase of customer value
  • Increased recommendation rate (NPS)

Gini solutions such as the photo payment are pushing the stickiness of mobile banking apps.

Share of photo payment users from monthly active banking app users in %


(Source: Gini)


Happy customers make everyone happy.

Gini combines the know-how from millions of users with the best AI – for the perfect user experience. And because we don’t compromise on quality and experience, our solutions make users happy – the automagic way.


Easy to use,
easy to integrate.

All Gini solutions are explicitly designed for mobile and digital banking and offer reliable, real-time mobile data extraction. Whether for iOS or Android – ready-to-use Software Development Kits (SDKs) allow easy integration and adaption to the UI /UX of the existing banking app. We develop our applications constantly and host them on ISO-certified servers in Germany.

It costs only a few days of work. But drives the banking app years ahead.

DKB Maren Heiß

»As a tech bank, the Gini Pay solutions are a fundamental part to provide innovative digital services to our customers. The constantly growing usage of photo payment significantly contributes to make the digital transformation a lean and positive experience for the consumers.«

Maren Heiß, Senior Vice President Retail Banking DKB

Get in Touch

More impact for your banking app? Let’s talk.

  • Time savings and optimal end-to-end workflow for mobile banking users
  • Low effort and high ROI for the bank
  • Improved customer loyalty to the digital, high-income top value target group
  • Continuos SDK development, made in Germany
  • Meeting latest accessibility standards
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