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The game-changer for mobile banking apps.

Gini provides the automagic payment experience.

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Banking next level

Today’s customers deserve a tangible, digital bank.

Because technology has evolved, banking has changed. And so did the user’s expectations. For today’s bank to still be number one in terms of money for its customers tomorrow, it needs good products and intelligent innovation for long-term customer loyalty. At Gini, we understand what banking needs today – after all, it’s not for nothing that we’re integrated with almost all of Germany’s banking apps. And we can deliver precisely the digital added value that will also set standards for the future.

Technology that excites customers pays off for banks:

  • More in-app engagement
  • More customer satisfaction
  • More brand loyalty
  • More business
Fast path to solutions

GINI PAY photo payment

GINI Pay Connect

GINI REQUEST-To-Pay

Don’t we know each other?

Once you have tried it, you know how well Gini works.

Whoever does mobile banking knows us. After all, our technology is in the “engine room” of almost every retail banking app in Germany. So you can bet that we’ve met before.

Bank as a digital companion

Anyone can use a smartphone. And now smart banking, too.

In-app solutions from Gini have been convincing customers for years with the best performance values. We focus on the smartphone as today’s banking tool and provide solutions that help bank customers get ahead: Simple. Fast. And user-centric.
This is how we create magical Gini moments, ensuring more satisfied users.

3 Mio. active users

each returning 2.165 times per month in their banking app

Template Payment requests are pushed into the banking app - the new standard in digital payment. Request-to-Pay Learn more Pay an invoice from your bank account without having to type in recipient data. Click, check, paid. Learn more Pay Connect Submit medical bills in your health insurance app and pay with one additional click. Learn more
Top performance for any banking app

The numbers speak for themselves. And us.

  • N°1 market lead in photo payment
  • >70% market share in top German retail banks
  • 2.5 Mio monthly active users in 2021
  • More than 11 years in the market
  • Awarded with most innovative finance solution in 2022

52,000,000+ documents

scanned and processed in 2021

91% accuracy

in data extraction

3 seconds

processing time

+ 40% growth

every year

Benefits

What inspires customers also inspires the business.

Our services and solutions for the banking app make payment as easy as taking a photo, and thus not only create real added value for bank customers. We also create better business opportunities for the bank.

  • Positive user experience
  • More traffic + growing engagement rates
  • Increased app retention
  • More customer insights to enable predictive up-/cross selling
  • Active increase of customer value
  • Increased recommendation rate (NPS)

Gini solutions such as the photo payment are pushing the stickiness of mobile banking apps.

Share of photo payment users from monthly active banking app users in %

gini-banking-chart-graph-01

(Source: Gini)

Feedback

Happy customers make everyone happy.

Gini combines the know-how from millions of users with the best AI – for the perfect user experience. And because we don’t compromise on quality and experience, our solutions make users happy – the automagic way.

App Review 19

Great app that does everything it’s supposed to! The best is the photo payment! Works very well and is really innovative! […]

R P
Sparkasse
01/02/2022
Google Play Store

App Review 18

I am particularly enthusiastic about the photo payment function. Invoices, whether as paper or as files, all relevant data is almost always read – TOP. […]

Vita Engel
DKB
01/02/2022
Google Play Store

App Review 17

[…] Especially the transfer like a chat or the photo transfer are very comfortable.

DaniMo316
comdirect
02/02/2022
App Store

App Review 16

[…] Especially the function to pay an invoice via scan is great. All fields will then be filled in automatically!

BastiLejon
Deutsche Bank
01/02/2022
App Store

App Review 15

Always up to date. Paying an invoice with a photo works well. Image recognition is getting better and better.

Felli42
ING
01/02/2022
App Store

App Review 05

Today photo payment carried out (the 1st time). Excellent application. No typos, great.

Peter Walter M.
ING
27/07/2021
Google Play Store

App Review 06

[…] Otherwise, the app is good. Clear, and photo payment works very well compared to other apps. […]

delta51
Comdirect
27/07/2021
App Store

App Review 07

[…] Photo payment is a great feature. Take a photo and it’s immediately transferred. […]

Leander Spalinger
TEO
27/07/2021
Google Play Store

App Review 08

The app works perfectly. Photo payment is a huge relief.

Joerg Maisch
TEO
27/07/2021
Google Play Store

App Review 09

The invoice scanner is great. No more typing. Take a photo and you’re done.

SteffenNF
HVB Mobile Banking
27/07/2021
Google Play Store

App Review 10

[…] I particularly like the function that transfer orders can be read in by photo. We recommend! […]

RM6193
Sparkasse
27/07/2021
App Store

App Review 11

[…] I like the photo payment best. I have never done transfers so easily and without long typing of very long numbers.

Ulrike Lüdiger
ING
27/07/2021
Google Play Store

App Review 12

Great app, always up to date. Photo payment, via QR code works great.

Ga Ho
Sparkasse
27/07/2021
Google Play Store

App Review 13

App works fine. Photo payment is well done, quick, and reliable.

Franz Deelmann
DKB
27/07/2021
Google Play Store

App Review 14

[…] Easy to use, many additional functions, such as taking a picture of an invoice with extracting the data for the transfer, simply brilliant.

Gulliver für Perschi
Deutsche Bank
27/07/2021
App Store
Integration

Easy to use,
easy to integrate.

All Gini solutions are explicitly designed for mobile and digital banking and offer reliable, real-time mobile data extraction. Whether for iOS or Android – ready-to-use Software Development Kits (SDKs) allow easy integration and adaption to the UI /UX of the existing banking app. We develop our applications constantly and host them on ISO-certified servers in Germany.

It costs only a few days of work. But drives the banking app years ahead.

See Developer’s resources

Bank Austria Wolfgang Trexler

»Die Gini Pay Fotoüberweisung ist aus unseren Anwendungen nicht mehr wegzudenken – die hohe Nutzungsrate in der Bank Austria MobileBanking-App trägt maßgeblich zur Zufriedenheit unserer Kunden bei.«

Wolfgang Trexler, Bank Austria Unicredit

Get in Touch

More impact for your banking app? Let’s talk.

  • Time savings and optimal end-to-end workflow for mobile banking users
  • Low effort and high ROI for the bank
  • Improved customer loyalty to the digital, high-income top value target group
  • Continuos SDK development, made in Germany
  • Meeting latest accessibility standards
Thank you!
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Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

Footer list slide 2

Implementation via SDK

ISO 27001 certified

Footer list slide 3

Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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Thank You!

How may we address you?

We'd like to show up prepared for our first talk. That's why we appreciate if you could share some insights on your automagic idea:

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Contact

Hi – nice to meet you.

How may we address you?

We'd like to show up prepared for our first talk. That's why we appreciate if you could share some insights on your automagic idea:

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Support request

Support ticket

How may we address you?

Please describe your request including your environment and versioning of the modules in use.

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