7.72M active userseach returning 2.1 times per month in their banking app
Gini Pay: The game-changer for mobile banking apps.
Gini provides the automagic payment experiences.
Banking next level
Fast path to solutions
Click, check, paid.
Pay an invoice from your bank account without having to type in recipient data.
Learn moreSEPA Request-to-pay
Payment requests are pushed into the banking app - the new standard in digital payment.
Learn morePay Connect
Submit medical bills in your health insurance app and pay with one additional click.
Learn more- N°1 market lead in photo payment
- Market share >90% in German top retail banks
- More than 7.2M monthly active users in 2025
- Active since 2011
- Awarded with most innovative finance solution in 2022
194,978,735 documentsscanned and paid in 2025
92.7% accuracyin data extraction
1.7 secondsavg. processing time
7,220,610 usersmonthly active users in 2025
Benefits
What inspires customers also inspires the business.
Our services and solutions for the banking app make payment as easy as taking a photo, and thus not only create real added value for bank customers. We also create better business opportunities for the bank.
- Positive user experience
- More traffic + growing engagement rates
- Increased app retention
- More customer insights to enable predictive up-/cross selling
- Active increase of customer value
- Increased recommendation rate (NPS)
- Positive user experience
- More traffic + growing engagement rates
- Increased app retention
- More customer insights to enable predictive up-/cross selling
- Active increase of customer value
- Increased recommendation rate (NPS)
Gini solutions such as the photo payment are pushing the stickiness of mobile banking apps.
Share of photo payment users from monthly active banking app users in %
(Source: Gini)
Feedback
Happy customers make everyone happy.
Gini combines the know-how from millions of users with the best AI – for the perfect user experience. And because we don’t compromise on quality and experience, our solutions make users happy – the automagic way.
It costs only a few days of work. But drives the banking app years ahead.
»Gini's mobile document data capture has convinced us with excellent recognition rates and extraction quality. It delivers real added value to our customers, which also reflects in the high usage. The easy integration convinced us as well as Gini's excellent know-how in user experience design.«
»As a tech bank, the Gini Pay solutions are a fundamental part to provide innovative digital services to our customers. The constantly growing usage of photo payment significantly contributes to make the digital transformation a lean and positive experience for the consumers.«
»Gini Pay photo payment has become an indispensable part of our applications – the high usage rate in the Bank Austria MobileBanking app contributes significantly to the satisfaction of our customers.«
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