The smart connection to your bank account: Pay Connect.
Making payment easy like shopping.
Brings mobile payments back to banks.
Today, banks are losing the mobile payments interface to tech companies. To ensure that banks remain number one when it comes to money, they need to connect closer to their customers. The right tool is in the palm of our hands: the mobile banking app to combine the bank’s trust with today’s technology. Abracadabra! Welcome to mobile payment powered by Gini.
Percentage of respondents who have used these online payment services in the last 12 months

(Source: Statista Global Consumer Survey, 2022)
Customer centric
The banking app becomes the central payment engine.
Gini Pay Connect makes paying in third-party apps magically simple: click, pay with your bank account – done. Every payment process starts in the third-party app and is processed via the banking app of your trusted bank. The transaction list gets smarter because it can link directly to the purchase receipts (e.g., for warranty claims). This way, we are making payments more convenient for customers. And more profitable for everyone.
The banking app opens doors to an ecosystem full of possibilities and added value.
Usecase Private Health Insurance
Tomorrow’s payment requires ideas.
And a touch of magic.
Submit receipts and pay simultaneously in seconds – that’s Gini Pay Connect. The App2Bank interface connects the unconnected: while handing in the claim documents, the payment information is extracted and seamlessly transferred to the user’s banking app, so your user can wire the amount immediately. This enables payments using the user’s bank account without passing data to other payment service providers.

Benefits
What excites customers won’t hurt the business.
As a proven bank partner for decades, we move banking to the digital forefront. We help to better understand bank customers, optimize revenue models, and generate new business opportunities – all with the banking app.
Compelling Performance Values
Hidden champion –
Performs in every good banking app.
Our extraction rates set industry standards. That’s why our technology works in 70% of the most important retail banking apps in Germany. We’ve been pioneering the market for more than ten years – and have been steadily improving our AI and customer experience. Today, we put the quality of every scanning line in our vest pocket.
Anyone can do 80%.
95% is only available from us.*
*Extraction rate for 52,448,554 million processed documents in 2021
Integration
Easy payment?
Easy to integrate!
If you want to do your digitization homework and offer your banking app users a seamless mobile payment experience, you don’t need to fear technical hurdles: We get it done! Because Pay Connect is custom-made for all requirements and platforms. The implementation into the banking app is done within a few days via an extension of the existing SDK. So simple, so good.