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Whitepapers & Studies

  • Case Study: Atruvia & Gini Pay Photo Payment

    With several million customers, Volksbanken Raiffeisenbanken is Germany's second-largest banking group. Its IT service provider, Atruvia, is responsible for the technical development and enhancement of the VR Banking app—a central touchpoint between the bank and its customers.

    Download white paper
  • Casestudy: UniCredit Bank Austria

    How one of Austria's leading banks is using the Gini photo transfer to make its customers more active and loyal

    Download white paper
  • Kundenbeziehungen in Krankenversicherungen

    Whitepaper: How health insurers can save their customer relationships

    Private health insurers have been fighting for their customers for many years. This raises a key question: what do customers want and how should private health insurers respond?

    Download white paper
  • R2P ECommerce Whitepaper

    Whitepaper: SEPA request-to-pay in e-commerce

    We take a closer look at why modern banking needs new payment initiation schemes such as SEPA request-to-pay and how e-commerce can benefit from them in the future.

    Download white paper
  • R2P

    Whitepaper: Request-to-pay – Why we need a change in the payment market now

    Why we need a change in the payments market now: At a time when digital innovation, limitless connectivity and real-time communication are the order of the day, the question arises as to why the digital banking sector is still lagging behind.

    Download white paper
  • Checkliste Banking App

    Checklist: Is your banking app up to date

    The banking app has become an integral part of most people's everyday lives. We have created this checklist with the most important banking app functions. You can see at a glance whether your banking app is competitive.

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  • Accessibility Fotoüberweisung

    Whitepaper: Accessibility through photo payment

    Accessibility is an area that is clearly benefiting from more and more opportunities in the course of digitalization. Accessibility is playing an increasingly important role, especially on the internet or in mobile applications — also because there are many new opportunities here.

    Download white paper

Footer list slide 1

10+ years on the market

Data center in Germany

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Implementation via SDK

ISO 27001 certified

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Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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📈 Banking Insights 2025: How do users think about their banking apps – really? 👉 Download the free Gini Annual Study now →

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