Goodbye, payment fees.
Say hello to new e-commerce freedom.

Cut costs, boost margins: Gini’s payment solutions for e-commerce make checkout smoother – and your shop more profitable.

Product label e-commerce

Payments can be fun.

Shopping is most enjoyable when the store offers not only the best products but also the best purchasing experience. That’s why we’ve made it our mission to simplify payments for both customers and merchants. With our e-commerce solutions, merchants can directly reach over 44 million customers in Germany – and do so as cost-effectively as possible. Finally, the checkout process becomes simply ginious!

Go To Solutions

Gini QR Code Payment

Payments without transaction fees? Thanks to Gini’s QR Code Payment! With our checkout payment method, over 44 million customers in Germany can pay—using their banking app directly to your account.

Gini QR code payment

Account-to-Account payment requests

Get what’s yours: With SEPA Request-to-Pay, you can actively request payment for your issued invoices via the customer’s banking app and have them paid by bank transfer – convenient and secure for the user.

Sepa request to pay screen
Features

Instant cost savings for both customers and merchants.

Our payment solutions for SEPA transfers offer attractive benefits not only for customers but also for merchants. From both perspectives, here is why Gini is your best choice:

E-commerce next level

Online payment that really works.

We all strive for a successful shopping experience. The moment of payment plays a central role in this. That’s why we are revolutionizing the payment process and creating a direct, secure connection to your bank – without any detours.
Thanks to the merchant’s initiation, the IBAN name check (verification of payee) is no longer a problem and every payment is processed reliably and without errors. This means no more warning messages, greater trust, and a checkout process that feels simple again.
The result: a payment experience that combines the security of German banking standards with the ease of modern technology. We want both customers and merchants to enjoy e-commerce again – including the checkout process. Or as we say: checkout becomes simply automagic.

That’s how sexy payment can become:

  • A maximum of consumer trust thanks to bank account payment
  • Lower processing costs
  • 100% reconciliation rate
  • No manual entry of payment details or bank account credentials
  • Suitable for instant payments and BNPL or purchase on account

  • VoP-ready Payments for secure, error-free payments without interruptions
Because we can

Good reasons speak for Gini.

Germany’s leading companies in the financial sector
rely on smart app solutions from Gini and delighted end customers: more than 6.7 million active users used our solutions around 149 million times in our customers’ applications in 2024.

Contact us

Does your company run an online store?

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Which shop system do you currently use to run your webshop?

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What problems are you currently having with your payment methods?

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Vielen Dank für deine Anfrage – wir melden uns so schnell wie möglich!
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