Volksbank Raiffeisenbank photo payment

Pay bills in seconds with the photo payment feature in the VR Banking App.

VR Banking app

VR Banking App photo payment

Customers of Volksbanken and Raiffeisenbanken who use their institution’s mobile banking app now benefit from a time-saving wiring solution: The photo payment is now available in the VR Banking app.
App users of the VR Banking App can thus pay any invoice with the banking app by taking a photo, recognizing via a QR code with the payment information, or directly sharing a digital document with the app. The cumbersome typing of the payment information is no longer necessary.

Photo payment

VR BankingApp

The banking app of the Volksbanken and Raiffeisenbanken is available for free download for Android, in the Google Playstore, as well as iOS, in the Apple App Store. Simply download the app, log in to your customer account and save time with the no. 1 feature of all German banking apps: the photo payment.

Volksbanken Raiffeisenbanken Logo

Android devices

Download the VR Banking app from Google Play Store, suitable for your Samsung, Xiaomi, LG and other smartphones and tablets.

Apple devices

Download the VR Banking app from the App Store, suitable for your iPhone or iPad.

What is Photo Payment?

The smart way to pay paper invoices.

Paying an invoice without typing in the recipient’s details – the photo payment function in the VR Banking app makes it possible. Regardless of whether invoices are available as a photo, scan, screenshot, or PDF, all information gets precisely extracted to fill out the transfer mask fully automatically. That is the Gini Pay photo payment.

Turns wire transfers into a piece of cake.

App reviews

Excites everyone.

Instruction on photo payment

Wiring made simple.

With the VR Banking app, you can easily take photos of paper bills and bills with QR codes, or upload them directly from your media library (PDF, JPG, PNG or GIF). You need a mobile device with your banking app installed. To use the photo payment, the camera should have more than 8 megapixels, as well as autofocus and flash.

Open the VR banking app on your phone.

Go to the “Photo payment” function in your payment form.

Put the invoice or the transfer slip on a plain surface like a table.

Hold your mobile device above the document or the QR code, and press the snap button.

Check and change the extracted data (IBAN, reason for transfer, etc.) in your banking app.

Confirm the transfer with your 2FA method – done!

The document is wrinkled.

The document is not properly adjusted to the frame shown on the camera screen.

Documents are lying on top of each other and cover relevant information.

The background is to bright.

There is not enough lighting to make a proper photo.

The transfer slip is not parted from the rest of the document.