The intelligent cash discount calculator of the future

Thanks to the Gini cash discount calculator, discounts are automatically calculated in the photo payment. This means that no bank customer misses out on the opportunity to save money anymore.

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Saving has never been easier.

The Gini cash discount calculator helps companies and bank customers to save money when paying bills – without any additional effort. By integrating the cash discount calculator into the banking app’s photo transfer, customers can easily take advantage of cash discounts without having to check deadlines.
This makes saving money a breeze.

The Gini Experience

Common cash discount calculators

Calculate discount now
Pay with discount Activated
Payment due in12 Days
Discount period in4 Days
...if you pay this invoice within the specified discount period

Gini cash discount calculator

The Gini cash discount calculator is an extension of the Gini photo payment.

The new feature works just as easily as the photo payment: an invoice on which a discount for early payment is noted is photographed or uploaded to the banking app using the share-with function. In addition to the classic invoice data, the cash discount calculator recognizes the cash discount and the date to be observed. Of course, you have the choice here: pay with or without discount. If the discount is to be used, it is automatically offset against the invoice amount and the discounted amount can be transferred as usual.

Benefits

Turn cash discount into an experience

Discounts are particularly important for large invoices to companies. Many invoice issuers offer buyers a discount for early payment, the so-called cash discount. By automating cash discount calculations, the Gini Cash Discount Calculator simplifies financial management for both banks and customers. This feature not only helps companies to maintain a better cash flow, but also strengthens the customer relationship by offering clear added value through innovative digital solutions.

These are the benefits

  • User-friendly: Significant simplification of processes thanks to seamless calculation of the payment amount.
  • Staying competitive: Modern and digital services ensure that you can keep up with neobanks.
  • Living progress: Promoting and driving digital innovations in the customer’s interest.
  • Immediate savings: Customers can save money with no extra effort and have a positive banking experience.
Benefits
Icon fees

Optimize cash flow

by incentivizing early payments.

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Encouraging quicker payments

help businesses maintain liquidity.

Increase customer loyalty

by providing a valuable banking service.

Lower risk of late payments

and simpler financial management.

The cash discount calculator has many advantages

In addition to the obvious benefits of the cash discount calculator – such as simple handling through automation, for example – there are many other advantages for customers and banks.
Early payment and the associated discount can increase a company’s liquidity and reduce late payments or reminders. At the same time, banks benefit from better cash flow, which is optimized by earlier payment.
As with all Gini features, the improved user experience is our top priority. We want to make mobile banking as simple and user-friendly as possible and create automagic moments. And at the same time, we help you to increase customer loyalty. Ingenious, isn’t it?

FAQ

You have questions, we have the answers

Skonto, an extension of Gini’s Photo Payment feature, is a cash discount calculator that helps businesses save money by paying invoices early. It automatically calculates the discount amount and applies it to the invoice, making it easy for users to take advantage of early payment discounts.

Customers can enjoy instant savings through automatic discount calculations, improved cash flow by maintaining liquidity, and a simplified financial management process with seamless discount applications.

Skonto boosts customer engagement by encouraging timely payments, reduces the need for payment reminders, and helps your bank stay competitive by offering innovative digital services. It also enhances customer loyalty by providing a valuable, user-friendly tool.

Skonto can be integrated technically and visually into both Android and iOS apps. Our support team will guide you through the integration process to ensure a smooth and efficient setup.
Integration

Developers love this trick.

Integrating the Gini discount calculator has never been easier. The integration process designed for developers is optimized down to the last detail and ensures that state-of-the-art features can be implemented within a single sprint. Whether it’s just an upgrade of the existing photo payment or a completely new implementation in the app, with our detailed documentation and personal support, integration is a breeze.

  • Latest SDK Compatibility: Available from iOS 3.9.0+ and Android 3.12.0+.
  • Fast Integration: Integrate Skonto in a single sprint with our developer-friendly SDK.
  • Simple Upgrade Path: Easily upgrade to the latest version without disrupting your existing setup.
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