The intelligent cash discount calculator of the future
Thanks to the Gini cash discount calculator, discounts are automatically calculated in the photo payment. This means that no bank customer misses out on the opportunity to save money anymore.

Saving has never been easier.
The Gini cash discount calculator helps companies and bank customers to save money when paying bills – without any additional effort. By integrating the cash discount calculator into the banking app’s photo transfer, customers can easily take advantage of cash discounts without having to check deadlines.
This makes saving money a breeze.
The Gini Experience
Common cash discount calculators
Gini cash discount calculator
The Gini cash discount calculator is an extension of the Gini photo payment.
The new feature works just as easily as the photo payment: an invoice on which a discount for early payment is noted is photographed or uploaded to the banking app using the share-with function. In addition to the classic invoice data, the cash discount calculator recognizes the cash discount and the date to be observed. Of course, you have the choice here: pay with or without discount. If the discount is to be used, it is automatically offset against the invoice amount and the discounted amount can be transferred as usual.
Benefits
Turn cash discount into an experience
Discounts are particularly important for large invoices to companies. Many invoice issuers offer buyers a discount for early payment, the so-called cash discount. By automating cash discount calculations, the Gini Cash Discount Calculator simplifies financial management for both banks and customers. This feature not only helps companies to maintain a better cash flow, but also strengthens the customer relationship by offering clear added value through innovative digital solutions.
These are the benefits
Benefits
Optimize cash flow
by incentivizing early payments.
Encouraging quicker payments
help businesses maintain liquidity.
Increase customer loyalty
by providing a valuable banking service.
Lower risk of late payments
and simpler financial management.
The cash discount calculator has many advantages
In addition to the obvious benefits of the cash discount calculator – such as simple handling through automation, for example – there are many other advantages for customers and banks.
Early payment and the associated discount can increase a company’s liquidity and reduce late payments or reminders. At the same time, banks benefit from better cash flow, which is optimized by earlier payment.
As with all Gini features, the improved user experience is our top priority. We want to make mobile banking as simple and user-friendly as possible and create automagic moments. And at the same time, we help you to increase customer loyalty. Ingenious, isn’t it?
FAQ
You have questions, we have the answers
Integration
Developers love this trick.
Integrating the Gini discount calculator has never been easier. The integration process designed for developers is optimized down to the last detail and ensures that state-of-the-art features can be implemented within a single sprint. Whether it’s just an upgrade of the existing photo payment or a completely new implementation in the app, with our detailed documentation and personal support, integration is a breeze.
