The intelligent cash discount calculator of the future

Thanks to the Gini cash discount calculator, discounts are automatically calculated in the photo payment. This means that no bank customer misses out on the opportunity to save money anymore.

Der intelligente Skonto-Rechner der Zukunft

Saving has never been easier.

The Gini cash discount calculator helps companies and bank customers to save money when paying bills – without any additional effort. By integrating the cash discount calculator into the banking app’s photo payment, customers can easily take advantage of cash discounts without having to check deadlines. This makes saving money a breeze.

The cash discount experience

Common cash discount calculators

The Gini cash discount calculator

The Gini cash discount calculator is an extension of the Gini photo payment.

The new feature works just as easily as the photo payment: an invoice on which a discount for early payment is noted is photographed or uploaded to the banking app using the share-with function. In addition to the classic invoice data, the cash discount calculator recognizes the cash discount and the date to be observed. Of course, you have the choice here: pay with or without discount. If the discount is to be used, it is automatically offset against the invoice amount and the discounted amount can be transferred as usual.

Benefits of the cash discount calculator

Turn cash discount into an experience

Discounts are particularly important for large invoices to companies. Many invoice issuers offer buyers a discount for early payment, the so-called cash discount. By automating cash discount calculations, the Gini Cash Discount Calculator simplifies financial management for both banks and customers. This feature not only helps companies to maintain a better cash flow, but also strengthens the customer relationship by offering clear added value through innovative digital solutions.

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Benefits

Optimize cash flowby incentivizing early payments.

Encouraging quicker paymentshelp businesses maintain liquidity.

Increase customer loyaltyby providing a valuable banking service.

Lower risk of late paymentsand simpler financial management.

The cash discount calculator has many advantages

In addition to the obvious benefits of the cash discount calculator – such as simple handling through automation, for example – there are many other advantages for customers and banks. Early payment and the associated discount can increase a company’s liquidity and reduce late payments or reminders. At the same time, banks benefit from better cash flow, which is optimized by earlier payment. As with all Gini features, the improved user experience is our top priority. We want to make mobile banking as simple and user-friendly as possible and create automagic moments. And at the same time, we help you to increase customer loyalty. Ingenious, isn’t it?

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FAQ

You have questions, we have the answers

What is Skonto and how does it work?

Skonto, an extension of Gini’s Photo Payment feature, is a cash discount calculator that helps businesses save money by paying invoices early. It automatically calculates the discount amount and applies it to the invoice, making it easy for users to take advantage of early payment discounts.

What are the benefits for my customers?

Customers can enjoy instant savings through automatic discount calculations, improved cash flow by maintaining liquidity, and a simplified financial management process with seamless discount applications.

How can Skonto benefit my bank?

Skonto boosts customer engagement by encouraging timely payments, reduces the need for payment reminders, and helps your bank stay competitive by offering innovative digital services. It also enhances customer loyalty by providing a valuable, user-friendly tool.

How do I integrate Skonto into my banking app?

Skonto can be integrated technically and visually into both Android and iOS apps. Our support team will guide you through the integration process to ensure a smooth and efficient setup.

Integration

Developers love this trick.

Integrating the Gini discount calculator has never been easier. The integration process designed for developers is optimized down to the last detail and ensures that state-of-the-art features can be implemented within a single sprint. Whether it’s just an upgrade of the existing photo payment or a completely new implementation in the app, with our detailed documentation and personal support, integration is a breeze.

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Software Made in Germany and Software Hosted in Germany

Latest SDK Compatibility: Available from iOS 3.9.0+ and Android 3.12.0+.
Fast Integration: Integrate Skonto in a single sprint with our developer-friendly SDK.
Simple Upgrade Path: Easily upgrade to the latest version without disrupting your existing setup.

Common cash discount calculators

The Gini cash discount calculator

Developers love this trick.

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