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Commerzbank photo payment

Pay any invoice in seconds with the photo payment in your Commerzbank banking app.

Your banking app can do photo payment!

Commerzbank customers who use the mobile banking app benefit from a time-saving and precise transfer solution. The function is now available in the Commerzbank banking app. Customers of Commerzbank can thus pay the invoice amount with the banking app via smartphone photo, QR-pay recognition, or direct sharing of a digital invoice. The cumbersome typing of the corresponding information is no longer necessary.

What is the photo payment?

App reviews

Instructions

Photo payment

Commerzbank Banking App

The Commerzbank banking app is available for free download for Android in the Google Play Store and iOS in the Apple App Store. Download the app, log in to your customer account and save time with the number 1 feature of all German banking apps: photo payment.

Android devices

Download the Commerzbank banking app in the Google Play Store, which works on your Samsung, Xiaomi, LG, and other smartphones and tablets.

Apple devices

Download the Commerzbank banking app in the App Store, suitable for your iPhone or iPad.

What is photo payment?

The smart way to pay paper invoices.

Paying a paper invoice without typing in the recipient’s data – the photo payment in the Commerzbank banking app makes it possible. Regardless of whether invoices are available as a photo, scan, screenshot, or PDF: all information gets extracted to fill out the transfer mask fully automatically. That’s the magic of the Gini Pay photo payment.

Turns wire transfers into a piece of cake.

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App reviews

Excites everyone.

App Review Commerzbank 14

Great app! Well thought out, modern design and always helpful, e.g. with the photo payment and the analytics! Keep it up!

Holger S.
Commerzbank
23/01/2023
Google Play Store

App Review Commerzbank 13

Very functional! Photo payment is great!!!

Nico Becker
Commerzbank
20/01/2023
Google Play Store

App Review Commerzbank 12

Much more convenient than doing online banking over the Internet. I am very pleased. Also the new photo payment. Top!

Klaus Nürnberger
Commerzbank
11/01/2023
Google Play Store

App Review Commerzbank 11

Super fast and helpful without a lot of writing and paperwork

Denno171288
Commerzbank
31/12/2022
App Store

App Review Commerzbank 10

Fast photo payment, reliable

Lars Mueller
Commerzbank
22/12/2022
Google Play Store

App Review Commerzbank 09

Photo payment works great.

Stefan Hagemeister, Dr.
Commerzbank
21/12/2022
Google Play Store

App Review Commerzbank 08

Simple, clear and easy to use The photo payment is particularly good

Monika Wenigerkind
Commerzbank
20/12/2022
Google Play Store

App Review Commerzbank 07

Works like a banking app should work. photo payment contact book everything there as you need it

R Ente
Commerzbank
18/12/2022
Google Play Store

App Review Commerzbank 06

The new photo payment is great… Sometimes a second or third photo is needed – but it still saves a lot of time.

Katharina Wolf
Commerzbank
29/11/2022
Google Play Store

App Review Commerzbank 05

Paying the bill with a photo is awesome.

Gecko Wisman
Commerzbank
17/11/2022
Google Play Store

App Review Commerzbank 04

Finally an app that really works. New features such as the photo payment also make a lot of sense…

Christian M.
Commerzbank
12/11/2022
Google Play Store

App Review Commerzbank 03

Finally top also with the photo payment

Daniels Videobude
Commerzbank
23/10/2022
Google Play Store

App Review Commerzbank 02

Super… Had difficulties at the beginning but now everything fits perfectly and the photo payment is very good

soner aksakal
Commerzbank
18/10/2022
Google Play Store

App Review Commerzbank 01

Top, easy to use, photo payment, everything is great, it should stay that way. I’m still satisfied :-)

Julia Starke
Commerzbank
13/10/2022
Google Play Store
Instruction on photo payment

Wiring made simple.

With the Commerzbank banking app, you can easily snap paper invoices, as well as invoices with QR codes, or upload directly from your media library (PDF, JPG, PNG, or GIF). All you need is a mobile device with the banking app installed. For the photo payment, the camera should have more than 8 megapixels, as well as autofocus and flash.

How you make the photo payment

Open the Commerzbank Banking App on your phone.

Select the feature “photo payment” from the transfer screen of an account.

Put the invoice or the transfer slip on a plain surface like a table.

Hold your mobile device above the document or the QR code, and press the snap button.

Check and change the extracted data (IBAN, reason for transfer, etc.) in your banking app.

Confirm the transfer with your 2FA method – done!

Typical errors

The document is wrinkled.

The document is not properly adjusted to the frame shown on the camera screen.

Documents are lying on top of each other and cover relevant information.

The background is to bright.

There is not enough lighting to make a proper photo.

The transfer slip is not parted from the rest of the document.

Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

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Implementation via SDK

ISO 27001 certified

Footer list slide 3

Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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