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HVB photo payment

Pay any invoice in seconds with the photo payment in your HVB app.

Your banking app can do photo payment!

HVB customers who use the mobile banking app benefit from a time-saving and precise transfer solution. The function is now available in the HVB mobile banking app. Customers of HVB can thus pay the invoice amount with the banking app via smartphone photo, QR-pay recognition, or direct sharing of a digital invoice. The cumbersome typing of the corresponding information is no longer necessary.

What is the photo payment?

App reviews

Instructions

Photo payment

HVB Mobile Banking App

The HVB banking app is available for free download for Android in the Google Play Store and iOS in the Apple App Store. Download the app, log in to your customer account and save time with the number 1 feature of all German banking apps: photo payment.

Android devices

Download the HVB mobile banking app in the Google Play Store, which works on your Samsung, Xiaomi, LG, and other smartphones and tablets.

Apple devices

Download the HVB mobile banking app in the App Store, suitable for your iPhone or iPad.

What is photo payment?

The smart way to pay paper invoices.

Paying a paper invoice without typing in the recipient’s data – the photo payment in the HVB app makes it possible. Regardless of whether invoices are available as a photo, scan, screenshot, or PDF: all information gets extracted to fill out the transfer mask fully automatically. That’s the magic of the Gini Pay photo payment.

Turns wire transfers into a piece of cake.

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App reviews

Excites everyone.

App Review HVB 12

Very functional! I’m very happy and can do whatever you want. The photo payment is great.

Fabulous583
HVB Mobile Banking
26/01/2023
App Store

App Review HVB 11

A clear and very stable app. The overview of the finances is very good, photo payments are very easy.

OlliRolliLolli
HVB Mobile Banking
06/12/2022
App Store

App Review HVB 10

Simple, intuitive operation; The photo function for transferring invoices is great. The app is very clearly designed.

Evchen123
HVB Mobile Banking
19/04/2021
App Store

App Review HVB 09

Very clear app and fast transfer via photo possible

Ina Wieting
HVB Mobile Banking
13/04/2021
Google Play Store

App Review HVB 08

The HVB app is very modern and offers very convenient features such as photo payments. I find the app very successful.

Stefanmuc81
HVB Mobile Banking
22/03/2021
App Store

App Review HVB 07

Very comfortable app. The invoice scanner is great. No more annoying typing. Take a picture and you’re done.

SteffenNF
HVB Mobile Banking
09/02/2021
App Store

App Review HVB 06

The app always does what it should! The transfer by photo works very well!

WolfDa
HVB Mobile Banking
26/01/2021
App Store

App Review HVB 05

Good tool after a short period of getting used to it. Photo as transfer works perfectly.

Ernst Renz
HVB Mobile Banking
01/07/2020
Google Play Store

App Review HVB 04

Great recognition of the photo app very convenient, high recognition rate of the scanned data.

Michael
HVB Mobile Banking
27/06/2020
Google Play Store

App Review HVB 03

Great app! Runs stable and almost all banking transactions can be done in no time at all. With the transfer function, by photo or manual entry, this can also be done easily and securely with AppTAN.

Mios86
HVB Mobile Banking
08/02/2019
App Store

App Review HVB 02

The app is very informative, transfers are easy to make (photo). I can only recommend the app.

943218765
HVB Mobile Banking
04/11/2018
App Store

App Review HVB 01

I am at 2 banks with an app but the HVB app is the best, especially the simple transfer with the photo app is awesome

Ein Google-Nutzer
HVB Mobile Banking
11/10/2018
Google Play Store
Instruction on photo payment

Wiring made simple.

With the HVB mobile banking app, you can easily snap paper invoices, as well as invoices with QR codes, or upload directly from your media library (PDF, JPG, PNG, or GIF). All you need is a mobile device with the banking app installed. For the photo payment, the camera should have more than 8 megapixels, as well as autofocus and flash.

How you make the photo payment

Open the HVB app on your phone.

In a transfer screen, click the camera icon next to the recipient to activate the invoice scanner feature.

Put the invoice or the transfer slip on a plain surface like a table.

Hold your mobile device above the document or the QR code, and press the snap button.

Check and change the extracted data (IBAN, reason for transfer, etc.) in your banking app.

Confirm the transfer with your 2FA method – done!

Typical errors

The document is wrinkled.

The document is not properly adjusted to the frame shown on the camera screen.

Documents are lying on top of each other and cover relevant information.

The background is to bright.

There is not enough lighting to make a proper photo.

The transfer slip is not parted from the rest of the document.

Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

Footer list slide 2

Implementation via SDK

ISO 27001 certified

Footer list slide 3

Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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