QR code bank transfer – it couldn’t be easier.

Open the banking app, scan the QR code, complete the payment. Banking has never been easier.

Gini Pay QR-Code Überweisung

All it takes is a QR code to make your life easier.

QR codes are everywhere. But how fantastic would it be to pay by QR code, too? That’s why we’ve made it possible. You can easily scan QR codes with your banking app and make payments. Thanks to our automatic data extraction, the data is inserted directly into the transfer mask without errors – and you save a lot of time!

Gini QR-code payment in action

Scan, pay, lean back.

Use the QR code scanner to pay bills in no time. Open the banking app, scan the code and confirm the payment. You have already made a payment in just 3 steps.

The QR code payment immediately extracts the payment data and fills out the transfer form automatically. Only confirm – done. The so-called EPC QR code (European Payments Council QR code) is supported here. This ensures the quick and easy transmission of payments within the framework of the SEPA transfer system. Our QR code payment is not only super fast, but also extremely secure – two birds with one stone.


You have questions, we have the answers

Yes, and it doesn’t even matter which cell phone you use. The important thing is that the QR code contains the necessary payment information. Your banking app does the rest.
You can select via your banking app that you want to use the QR code function. A window then opens in which you can scan the code directly. The stored payment data will be entered automatically, you only have to confirm the payment afterwards.
You can make QR code payments with all mobile devices that have your banking app installed and have a camera.

A QR code payment is just as secure as a normal bank transfer. Nothing changes in the payment system itself, so the security of a normal bank transfer can be guaranteed. In addition, you have the possibility to check all data once again before you release the payment.

GINI PAY QR-Code payment – benefits

The unrivalled #1 mobile banking feature

The QR code payment is based on the photo payment and is the digital hero of leading German banks: Unrivaled in terms of extraction quality, speed and security, our convenient photo transfer is also the declared favorite feature of all bank customers – after all, everyone deserves a Magic Moment.

92,900,000+ documents

scanned & paid in 2023

91.8% accuracy

in data extraction

2.1 seconds

processing time

5,131,494 users

monthly active users in 2023

App reviews

Happy customers make everyone happy.

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Next level payment.
For every bank.

  • Fast as seconds and extremely reliable
  • Supported by major German banks
  • Technically and visually integrable into Android and iOS apps
  • Recognizes any invoice type
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