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QR code bank transfer – it couldn’t be easier.

Open the banking app, scan the QR code, complete the payment. Banking has never been easier.

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Gini Pay QR-Code Überweisung

All it takes is a QR code to make your life easier.

QR codes are everywhere. But how fantastic would it be to pay by QR code, too? That’s why we’ve made it possible. You can easily scan QR codes with your banking app and make payments. Thanks to our automatic data extraction, the data is inserted directly into the transfer mask without errors – and you save a lot of time!

Gini QR-code payment in action

Scan, pay, lean back.

Use the QR code scanner to pay bills in no time. Open the banking app, scan the code and confirm the payment. You have already made a payment in just 3 steps.

The QR code payment immediately extracts the payment data and fills out the transfer form automatically. Only confirm – done. The so-called EPC QR code (European Payments Council QR code) is supported here. This ensures the quick and easy transmission of payments within the framework of the SEPA transfer system. Our QR code payment is not only super fast, but also extremely secure – two birds with one stone.

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FAQ

You have questions, we have the answers

Is it possible to make a bank transfer via QR code?

Yes, and it doesn’t even matter which cell phone you use. The important thing is that the QR code contains the necessary payment information. Your banking app does the rest.

How does a QR code payment work?

You can select via your banking app that you want to use the QR code function. A window then opens in which you can scan the code directly. The stored payment data will be entered automatically, you only have to confirm the payment afterwards.

What devices can I use to make a QR code payment?

You can make QR code payments with all mobile devices that have your banking app installed and have a camera.

Is a QR code payment secure?

A QR code payment is just as secure as a normal bank transfer. Nothing changes in the payment system itself, so the security of a normal bank transfer can be guaranteed. In addition, you have the possibility to check all data once again before you release the payment.

GINI PAY QR-Code payment – benefits

The unrivalled #1 mobile banking feature

The QR code payment is based on the photo payment and is the digital hero of leading German banks: Unrivaled in terms of extraction quality, speed and security, our convenient photo transfer is also the declared favorite feature of all bank customers – after all, everyone deserves a Magic Moment.

71.200.000+ documents

scanned and processed in 2022

91% accuracy

in data extraction

3 seconds

processing time

3.713.301 users

active monthly in 2022.

App reviews

Happy customers make everyone happy.

App Review 19

Great app that does everything it’s supposed to! The best is the photo payment! Works very well and is really innovative! […]

R P
Sparkasse
01/02/2022
Google Play Store

App Review 18

I am particularly enthusiastic about the photo payment function. Invoices, whether as paper or as files, all relevant data is almost always read – TOP. […]

Vita Engel
DKB
01/02/2022
Google Play Store

App Review 17

[…] Especially the transfer like a chat or the photo transfer are very comfortable.

DaniMo316
comdirect
02/02/2022
App Store

App Review 16

[…] Especially the function to pay an invoice via scan is great. All fields will then be filled in automatically!

BastiLejon
Deutsche Bank
01/02/2022
App Store

App Review 15

Always up to date. Paying an invoice with a photo works well. Image recognition is getting better and better.

Felli42
ING
01/02/2022
App Store

App Review 05

Today photo payment carried out (the 1st time). Excellent application. No typos, great.

Peter Walter M.
ING
27/07/2021
Google Play Store

App Review 06

[…] Otherwise, the app is good. Clear, and photo payment works very well compared to other apps. […]

delta51
Comdirect
27/07/2021
App Store

App Review 07

[…] Photo payment is a great feature. Take a photo and it’s immediately transferred. […]

Leander Spalinger
TEO
27/07/2021
Google Play Store

App Review 08

The app works perfectly. Photo payment is a huge relief.

Joerg Maisch
TEO
27/07/2021
Google Play Store

App Review 09

The invoice scanner is great. No more typing. Take a photo and you’re done.

SteffenNF
HVB Mobile Banking
27/07/2021
Google Play Store

App Review 10

[…] I particularly like the function that transfer orders can be read in by photo. We recommend! […]

RM6193
Sparkasse
27/07/2021
App Store

App Review 11

[…] I like the photo payment best. I have never done transfers so easily and without long typing of very long numbers.

Ulrike Lüdiger
ING
27/07/2021
Google Play Store

App Review 12

Great app, always up to date. Photo payment, via QR code works great.

Ga Ho
Sparkasse
27/07/2021
Google Play Store

App Review 13

App works fine. Photo payment is well done, quick, and reliable.

Franz Deelmann
DKB
27/07/2021
Google Play Store

App Review 14

[…] Easy to use, many additional functions, such as taking a picture of an invoice with extracting the data for the transfer, simply brilliant.

Gulliver für Perschi
Deutsche Bank
27/07/2021
App Store
Get in Touch

Next level payment.
For every bank.

  • Fast as seconds and extremely reliable
  • Supported by major German banks
  • Technically and visually integrable into Android and iOS apps
  • Recognizes any invoice type
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Certificates

Footer list slide 1

10+ years on the market

Data center in Germany

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Implementation via SDK

ISO 27001 certified

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Real-time data extraction

Encrypted data transfer

Footer list mobile slide 1

10+ years on the market

Data center in Germany

Implementation via SDK

Footer list mobile slide 2

ISO 27001 certified

Real-time data extraction

Encrypted data transfer

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