The trend towards mobile banking continues unabated. More and more people are carrying out their banking transactions directly from their smartphone via their bank's banking app. Photo Payment is one of the most popular functions.

Paying with a QR code enables fast and contactless payment processing. The method is becoming increasingly important in stationary retail, e-commerce and invoice payments.

Supplementary health services bring numerous benefits to both policyholders and private health insurers. In addition to the health of the insured, the cost savings are an important factor.