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Ambra Rehm

Ambra Rehm
Studie-2025-1

Generations in banking: How differently we move money

Digital banking services have long been part of everyday life across all generations. Younger users drive innovation, while older users bring trust and continuity. And in between, a market is emerging where user-friendliness, security, and accessibility make all the difference.

Ambra Rehm

Ambra Rehm

October 28, 2025

VoP

Verification of Payee: Increasing Security for Bank Transfers

Since October 2025, banks and payment service providers in the EU have been required to check whether the name and IBAN match before each SEPA transfer using Verification of Payee (VoP). For e-commerce merchants, this means that VoP protects payments but can slow things down if the data is not consistent. We explain how VoP works and how merchants can make their payment data VoP-compatible.

Ambra Rehm

Ambra Rehm

October 16, 2025

Accessibility (1)

Server housing: The backbone of digital services

Server housing, also known as colocation, refers to the operation of servers in a professional data center. This infrastructure is crucial for banks, insurance companies, and e-commerce businesses. Digital processes must run smoothly at all times, meet regulatory requirements, and be able to grow flexibly.

Ambra Rehm

Ambra Rehm

October 06, 2025

Accessibility

Banking Accessibility: Accessibility as the key to digital financial services

In Germany, around 13 million people benefit from barrier-free services – a figure that impressively illustrates the social leverage of accessibility. We want to have a look at the opportunities that accessibility opens up for banks – and why best practices such as photo payment are already proving to be successful solutions today.

Ambra Rehm

Ambra Rehm

September 02, 2025