The photo payment feature is now one of the most widely used functions in modern banking apps. A single photo of the invoice is enough, and the bank transfer is almost complete. But real progress begins where technology does more than just recognize data — where it helps users make better decisions at the right moment. This is exactly where the next evolution of the photo payment feature begins.

EPC, GiroCode, SPC, SPD, UPNQR, and more: with broad QR-code support, Gini is positioning itself as a leading provider of payment initiation in banking apps.