Munich, 4 September 2025. Gini, provider of innovative payment solutions, is expanding the functionality of its popular Photo Payment: From now on, Gini Photo Payment can read invoices in French, Serbo-Croatian, Turkish, and Polish, in addition to German and English. From mid-September, Spanish and Italian invoices will also be supported. The new languages only apply to Gini Photo Payment; the banking app itself remains unchanged. The new function is automatically active at all banks and savings banks that use the solution. No additional implementation effort is therefore required.

Bank customers can now scan their invoices in the newly supported languages much faster and without manual post-processing via the banking app. At the same time, banks and savings banks benefit from improved quality in the recognition of foreign-language invoices, ensuring fast processing. In addition, potential error rates are reduced, processes become more efficient and throughput times in day-to-day business are shortened.

Already high number of invoices in other languages

The vast majority of invoices processed using Photo Payment are in German, but in 2024, over 1 million invoices were recorded in English, French, Italian, Spanish, Serbo-Croatian, Turkish and Polish – across all banking apps. The wide variety of languages shows how international the customer base of German banks has become. The integration of these languages is therefore a central aspect of service orientation and makes transfer processes easier for bank customers..
Pay your bills easily, quickly, and securely.
Gini Photo Payment has become an integral part of German banking apps and a popular feature. More and more banking app users are taking advantage of paying a bill via their banking app without having to type in the payee’s details laboriously. Regardless of whether invoices are available as scans, PDFs or photos on the smartphone, all the necessary details are accurately captured and automatically transferred to the transfer form. Reading an invoice with Gini takes an average of only 1.2 seconds. The basis for this is a self-learning AI technology developed entirely by Gini, which provides document analysis with excellent recognition rates and high extraction quality. In addition to introducing the new feature, Gini also increased the IBAN extraction rate by 0.4 points to 98.3 per cent.

”By adding additional languages, we are responding to the demands of an increasingly international economy and consumer behaviour,” says Alexander Jäger, CEO of Gini GmbH. ‘Our goal is to provide both banks and private customers with solutions that simplify important processes while improving data quality. Gini is once again demonstrating how modern financial technology can optimise daily processes in banks and payments for end customers.”