{"id":7545,"date":"2023-02-13T16:58:43","date_gmt":"2023-02-13T15:58:43","guid":{"rendered":"https:\/\/gini.net\/?page_id=7545"},"modified":"2025-04-30T22:56:03","modified_gmt":"2025-04-30T20:56:03","slug":"photo-payment-ing","status":"publish","type":"page","link":"https:\/\/gini.net\/en\/products\/payment\/photopayment\/volksbank-raiffeisenbank-vr-banking-app\/","title":{"rendered":"Photo Payment Volksbank Raiffeisenbank"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling hero-block\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_4_5 4_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:80%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:80%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-margin-bottom-medium:0;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-margin-bottom-small:0;--awb-spacing-left-small:12px;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:64;line-height:1.0;\">Volksbank Raiffeisenbank photo payment<\/h1><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.5\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 paragraph-lead\" style=\"--awb-text-transform:none;\"><p>Pay bills in seconds with the photo payment feature in the VR Banking App.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated hero-image hero-image-banking\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.5\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-max-width:70%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"756\" height=\"953\" alt=\"VR Banking app\" title=\"hero-app-vr\" src=\"https:\/\/gini.net\/wp-content\/uploads\/hero-app-vr.webp\" class=\"img-responsive wp-image-11904 disable-lazyload\" srcset=\"https:\/\/gini.net\/wp-content\/uploads\/hero-app-vr-200x252.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/hero-app-vr-400x504.webp 400w, https:\/\/gini.net\/wp-content\/uploads\/hero-app-vr-600x756.webp 600w, https:\/\/gini.net\/wp-content\/uploads\/hero-app-vr.webp 756w\" sizes=\"(max-width: 767px) 100vw, 756px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling margin-top-128-short margin-bottom-128\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_3 2_3 fusion-flex-column margin-top-128-short column-bottom-96-short\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 24px ) !important;max-width:calc( 100% + 24px ) !important;margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-max-width:230px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/apps.apple.com\/de\/app\/vr-banking-deine-mobile-bank\/id1505855171\" target=\"_blank\" aria-label=\"app-download-app-store\" rel=\"noopener noreferrer nofollow\"><img decoding=\"async\" width=\"349\" height=\"103\" src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store.webp\" alt class=\"img-responsive wp-image-7136 disable-lazyload\" srcset=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store-200x59.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store.webp 349w\" sizes=\"(max-width: 767px) 100vw, 349px\" \/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-max-width:230px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=de.fiduciagad.banking.vr&amp;hl=de\" target=\"_blank\" aria-label=\"app-download-google-play-de\" rel=\"noopener noreferrer nofollow\"><img decoding=\"async\" width=\"349\" height=\"103\" src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp\" alt class=\"lazyload img-responsive wp-image-7138\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27349%27%20height%3D%27103%27%20viewBox%3D%270%200%20349%20103%27%3E%3Crect%20width%3D%27349%27%20height%3D%27103%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de-200x59.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp 349w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 349px\" \/><\/a><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:64px;width:100%;\"><\/div><div class=\"fusion-separator fusion-no-medium-visibility fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;width:100%;\"><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">VR Banking App photo payment<\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:center;\"><p>Customers of <strong>Volksbanken and Raiffeisenbanken<\/strong> who use their institution&#8217;s mobile banking app now benefit from a time-saving wiring solution: The photo payment is now available in the <strong>VR Banking app<\/strong>.<br \/>App users of the <strong>VR Banking App<\/strong> can thus pay any invoice with the banking app by taking a photo, recognizing via a QR code with the payment information, or directly sharing a digital document with the app. The cumbersome typing of the payment information is no longer necessary.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper card-link fusion-menu\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"#what_is_photopayment\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center fusion-content-nowrap\"><div class=\"fusion-image-element\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none card-link-image\"><img decoding=\"async\" width=\"41\" height=\"41\" title=\"icon-banking-link-1\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%2741%27%20height%3D%2741%27%20viewBox%3D%270%200%2041%2041%27%3E%3Crect%20width%3D%2741%27%20height%3D%2741%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/\/icon-banking-link-1.svg\" alt class=\"lazyload img-responsive wp-image-6250\"\/><\/span><\/div><div class=\"fusion-text fusion-text-3\"><p>What is the photo payment?<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper card-link fusion-menu\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"#app_reviews\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center fusion-content-nowrap\"><div class=\"fusion-image-element\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none card-link-image\"><img decoding=\"async\" width=\"41\" height=\"41\" title=\"icon-banking-link-4\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%2741%27%20height%3D%2741%27%20viewBox%3D%270%200%2041%2041%27%3E%3Crect%20width%3D%2741%27%20height%3D%2741%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/icon-banking-link-4.svg\" alt class=\"lazyload img-responsive wp-image-7154\"\/><\/span><\/div><div class=\"fusion-text fusion-text-4\"><p>App reviews<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper card-link fusion-menu\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"#app_instructions\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center fusion-content-nowrap\"><div class=\"fusion-image-element\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-none card-link-image\"><img decoding=\"async\" width=\"41\" height=\"41\" title=\"icon-banking-link-5\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%2741%27%20height%3D%2741%27%20viewBox%3D%270%200%2041%2041%27%3E%3Crect%20width%3D%2741%27%20height%3D%2741%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/icon-banking-link-5.svg\" alt class=\"lazyload img-responsive wp-image-7157\"\/><\/span><\/div><div class=\"fusion-text fusion-text-5\"><p>Instructions<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload container-image\" style=\"--awb-background-position:center top;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/gini.net\/wp-content\/uploads\/gini-fotoueberweisung-dkb.webp\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling column-bottom-96\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-five h5-colored\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.4;\">Photo payment<\/h5><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">VR BankingApp<\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-no-small-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_2 1_2 fusion-flex-column column-bottom-96-short\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p>The banking app of the <strong>Volksbanken and Raiffeisenbanken<\/strong> is available for free download for Android, in the Google Playstore, as well as iOS, in the Apple App Store. Simply download the app, log in to your customer account and save time with the no. 1 feature of all German banking apps: the photo payment.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-max-width:350px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><img decoding=\"async\" width=\"600\" height=\"103\" alt=\"Volksbanken Raiffeisenbanken Logo\" title=\"logo-volksbanken-raiffeisenbanken\" src=\"https:\/\/gini.net\/wp-content\/uploads\/logo-volksbanken-raiffeisenbanken.webp\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/logo-volksbanken-raiffeisenbanken.webp\" class=\"lazyload img-responsive wp-image-11913\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27103%27%20viewBox%3D%270%200%20600%20103%27%3E%3Crect%20width%3D%27600%27%20height%3D%27103%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/logo-volksbanken-raiffeisenbanken-200x34.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/logo-volksbanken-raiffeisenbanken-400x69.webp 400w, https:\/\/gini.net\/wp-content\/uploads\/logo-volksbanken-raiffeisenbanken.webp 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-flex-column box-off-white\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-margin-bottom-small:16px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">Android devices<\/h2><\/div><div class=\"fusion-text fusion-text-7\"><p>Download the VR Banking app from Google Play Store, suitable for your Samsung, Xiaomi, LG and other smartphones and tablets.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:24px;width:100%;\"><\/div><div class=\"fusion-image-element\" style=\"--awb-margin-top:auto;--awb-margin-bottom:16px;--awb-max-width:190px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-8 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=de.fiduciagad.banking.vr&amp;hl=de\" target=\"_blank\" aria-label=\"app-download-google-play-de\" rel=\"noopener noreferrer nofollow\"><img decoding=\"async\" width=\"349\" height=\"103\" src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp\" alt class=\"lazyload img-responsive wp-image-7138\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27349%27%20height%3D%27103%27%20viewBox%3D%270%200%20349%20103%27%3E%3Crect%20width%3D%27349%27%20height%3D%27103%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de-200x59.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/app-download-google-play-de.webp 349w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 349px\" \/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_2 1_2 fusion-flex-column box-off-white\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">Apple devices<\/h2><\/div><div class=\"fusion-text fusion-text-8\"><p>Download the VR Banking app from the App Store, suitable for your iPhone or iPad.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:24px;width:100%;\"><\/div><div class=\"fusion-image-element\" style=\"--awb-margin-top:auto;--awb-margin-bottom:16px;--awb-max-width:190px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-9 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/apps.apple.com\/de\/app\/vr-banking-deine-mobile-bank\/id1505855171\" target=\"_blank\" aria-label=\"app-download-app-store\" rel=\"noopener noreferrer nofollow\"><img decoding=\"async\" width=\"349\" height=\"103\" src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store.webp\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store.webp\" alt class=\"lazyload img-responsive wp-image-7136\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27349%27%20height%3D%27103%27%20viewBox%3D%270%200%20349%20103%27%3E%3Crect%20width%3D%27349%27%20height%3D%27103%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store-200x59.webp 200w, https:\/\/gini.net\/wp-content\/uploads\/app-download-app-store.webp 349w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 349px\" \/><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div id=\"what_is_photopayment\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling container-off-white\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-five h5-colored\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.4;\">What is Photo Payment?<\/h5><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">The smart way to pay paper invoices.<\/h2><\/div><div class=\"fusion-text fusion-text-9\"><p>Paying an invoice without typing in the recipient&#8217;s details &#8211; the photo payment function in the VR Banking app makes it possible. Regardless of whether invoices are available as a photo, scan, screenshot, or PDF, all information gets precisely extracted to fill out the transfer mask fully automatically. That is the Gini Pay photo payment.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.25;\">Turns wire transfers into a piece of cake.<\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column margin-bottom-128-short\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-selfhosted-video\" style=\"align-self:center;max-width:300px;\"><div class=\"video-wrapper\" style=\"border-radius:46px 46px 46px 46px;\"><video playsinline=\"true\" width=\"100%\" style=\"object-fit: cover;\" autoplay=\"true\" muted=\"true\" loop=\"true\" preload=\"auto\"><source src=\"https:\/\/gini.net\/wp-content\/uploads\/fotouberweisung_full_en.mp4\" type=\"video\/mp4\">Sorry, your browser doesn&#039;t support embedded videos.<\/video><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload\" style=\"--awb-background-position:center top;--awb-background-blend-mode:overlay;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:hsla(var(--awb-color1-h),var(--awb-color1-s),var(--awb-color1-l),calc(var(--awb-color1-a) - 30%));--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/gini.net\/wp-content\/uploads\/gini-pay-05.jpg\" id=\"app_reviews\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-five h5-colored\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.4;\">App reviews<\/h5><\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">Excites everyone.<\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_1 1_1 fusion-flex-column testimonials-app-reviews column-bottom-96\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\">[testimonial_view id=\"19\"]<\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling column-bottom-96-short\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"app_instructions\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-five h5-colored\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.4;\">Instruction on photo payment<\/h5><\/div><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:48;line-height:1.08;\">Wiring made simple.<\/h2><\/div><div class=\"fusion-text fusion-text-10\"><p>With the <strong>VR Banking app<\/strong>, you can easily take photos of paper bills and bills with QR codes, or upload them directly from your media library (PDF, JPG, PNG or GIF). You need a <strong>mobile device with your banking app installed<\/strong>. To use the photo payment, the camera should have more than 8 megapixels, as well as autofocus and flash.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:60px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-margin-top-medium:60px;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-lottie fusion-lottie-1\" data-id=\"1\" style=\"--awb-max-width:450px;--awb-width:100%;\"><div class=\"fusion-lottie-animation lg-mx-auto lg-mx-auto md-mx-auto sm-mx-auto\" data-path=\"https:\/\/gini.net\/wp-content\/uploads\/107650-creative-idea.json\" data-loop=\"1\" data-reverse=\"0\" data-speed=\"1\" data-trigger=\"none\" data-start_point=\"0\" data-end_point=\"100\"><lottie-player loop=\"1\" speed=\"1\"><\/lottie-player><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_2 1_2 fusion-flex-column toggle-instructions\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.04 * calc( 100% - 24px ) );--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.04 * calc( 100% - 24px ) );--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:32px;--awb-content-font-size:20px;--awb-icon-alignment:right;--awb-hover-color:var(--awb-color2);--awb-border-color:var(--awb-color3);--awb-background-color:var(--awb-color1);--awb-divider-color:var(--awb-color3);--awb-divider-hover-color:var(--awb-color3);--awb-icon-color:var(--awb-color8);--awb-title-color:#000000;--awb-content-color:#666666;--awb-icon-box-color:var(--awb-color8);--awb-toggle-hover-accent-color:var(--awb-color8);--awb-title-font-family:&quot;Source Sans 3&quot;;--awb-title-font-weight:700;--awb-title-font-style:normal;--awb-title-font-size:32px;--awb-title-line-height:var(--awb-typography1-line-height);--awb-content-font-family:&quot;Source Sans 3&quot;;--awb-content-font-style:normal;--awb-content-font-weight:regular;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-7545-1\"><div class=\"fusion-panel panel-default panel-24ca32075ec679919 fusion-toggle-no-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#666666;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_24ca32075ec679919\"><a aria-expanded=\"false\" aria-controls=\"24ca32075ec679919\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-7545-1\" data-target=\"#24ca32075ec679919\" href=\"#24ca32075ec679919\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-angle-up fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-angle-down fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How you make the photo payment<\/span><\/a><\/h4><\/div><div id=\"24ca32075ec679919\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_24ca32075ec679919\"><div class=\"panel-body toggle-content fusion-clearfix\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11 box-off-white-paragraph\"><p><strong>Open the VR banking app<\/strong>\u00a0on your phone.<\/p>\n<\/div><div class=\"fusion-text fusion-text-12 box-off-white-paragraph\"><p>Go to the <strong>\u201cPhoto payment\u201d<\/strong> function in your payment form.<\/p>\n<\/div><div class=\"fusion-text fusion-text-13 box-off-white-paragraph\"><p>Put the\u00a0<strong>invoice or the transfer slip on a plain surface<\/strong>\u00a0like a table.<\/p>\n<\/div><div class=\"fusion-text fusion-text-14 box-off-white-paragraph\"><p>Hold your\u00a0<strong>mobile device above the document<\/strong>\u00a0or the QR code, and\u00a0<strong>press the snap button<\/strong>.<\/p>\n<\/div><div class=\"fusion-text fusion-text-15 box-off-white-paragraph\"><p><strong>Check and change the extracted data<\/strong>\u00a0(IBAN, reason for transfer, etc.) in your banking app.<\/p>\n<\/div><div class=\"fusion-text fusion-text-16 box-off-white-paragraph\"><p><strong>Confirm the transfer<\/strong>\u00a0with your 2FA method \u2013\u00a0<strong>done<\/strong>!<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 24px ) );--awb-width-medium:50%;--awb-order-medium:0;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 24px ) );--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:32px;--awb-content-font-size:20px;--awb-icon-alignment:right;--awb-hover-color:var(--awb-color2);--awb-border-color:var(--awb-color3);--awb-background-color:var(--awb-color1);--awb-divider-color:var(--awb-color3);--awb-divider-hover-color:var(--awb-color3);--awb-icon-color:var(--awb-color8);--awb-title-color:#000000;--awb-content-color:#666666;--awb-icon-box-color:var(--awb-color8);--awb-toggle-hover-accent-color:var(--awb-color8);--awb-title-font-family:&quot;Source Sans 3&quot;;--awb-title-font-weight:700;--awb-title-font-style:normal;--awb-title-font-size:32px;--awb-title-line-height:var(--awb-typography1-line-height);--awb-content-font-family:&quot;Source Sans 3&quot;;--awb-content-font-style:normal;--awb-content-font-weight:regular;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-7545-2\"><div class=\"fusion-panel panel-default panel-da537607a6daad565 fusion-toggle-no-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#666666;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_da537607a6daad565\"><a aria-expanded=\"false\" aria-controls=\"da537607a6daad565\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-7545-2\" data-target=\"#da537607a6daad565\" href=\"#da537607a6daad565\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-angle-up fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-angle-down fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Typical errors<\/span><\/a><\/h4><\/div><div id=\"da537607a6daad565\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_da537607a6daad565\"><div class=\"panel-body toggle-content fusion-clearfix\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-17 box-off-white-paragraph\"><p>The document is wrinkled.<\/p>\n<\/div><div class=\"fusion-text fusion-text-18 box-off-white-paragraph\"><p>The document is not properly adjusted to the frame shown on the camera screen.<\/p>\n<\/div><div class=\"fusion-text fusion-text-19 box-off-white-paragraph\"><p>Documents are lying on top of each other and cover relevant information.<\/p>\n<\/div><div class=\"fusion-text fusion-text-20 box-off-white-paragraph\"><p>The background is to bright.<\/p>\n<\/div><div class=\"fusion-text fusion-text-21 box-off-white-paragraph\"><p>There is not enough lighting to make a proper photo.<\/p>\n<\/div><div class=\"fusion-text fusion-text-22 box-off-white-paragraph\"><p>The transfer slip is not parted from the rest of the document.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":4664,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width-red.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-7545","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/7545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/comments?post=7545"}],"version-history":[{"count":28,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/7545\/revisions"}],"predecessor-version":[{"id":17087,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/7545\/revisions\/17087"}],"up":[{"embeddable":true,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/4664"}],"wp:attachment":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/media?parent=7545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}