{"id":14045,"date":"2024-04-12T14:47:13","date_gmt":"2024-04-12T12:47:13","guid":{"rendered":"https:\/\/gini.net\/whitepapers-studies\/"},"modified":"2024-04-13T11:06:24","modified_gmt":"2024-04-13T09:06:24","slug":"whitepapers-studies","status":"publish","type":"page","link":"https:\/\/gini.net\/en\/whitepaper\/","title":{"rendered":"Whitepapers &#038; Studies"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:-60px;--awb-margin-top-medium:-50px;--awb-margin-top-small:-40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1140px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-post-cards fusion-post-cards-1 fusion-grid-archive fusion-grid-columns-2\" style=\"--awb-dots-align:center;--awb-columns:2;--awb-active-filter-border-size:3px;--awb-filters-height:36px;\" data-post-type-label=\"whitepapers\"><ul class=\"fusion-grid fusion-grid-2 fusion-flex-align-items-stretch fusion-grid-posts-cards\"><li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-zoomin\"><img decoding=\"async\" width=\"900\" height=\"500\" title=\"Case Study (1)\" src=\"https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1.png\" alt class=\"lazyload img-responsive wp-image-19857\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27900%27%20height%3D%27500%27%20viewBox%3D%270%200%20900%20500%27%3E%3Crect%20width%3D%27900%27%20height%3D%27500%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/Case-Study-1.png 900w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 900px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/case-study-atruvia-gini-pay-photo-payment\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Case Study: Atruvia &#038; Gini Pay Photo Payment<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-1 whitepaper-card-excerpt\"><p>With several million customers, Volksbanken Raiffeisenbanken is Germany's second-largest banking group. Its IT service provider, Atruvia, is responsible for the technical development and enhancement of the VR Banking app\u2014a central touchpoint between the bank and its customers.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/case-study-atruvia-gini-pay-photo-payment\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-zoomin\"><img decoding=\"async\" width=\"900\" height=\"500\" title=\"Sag mal, Gini&#8230; (6)\" src=\"https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6.png\" alt class=\"lazyload img-responsive wp-image-14127\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27900%27%20height%3D%27500%27%20viewBox%3D%270%200%20900%20500%27%3E%3Crect%20width%3D%27900%27%20height%3D%27500%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/Sag-mal-Gini.-6.png 900w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 900px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/casestudy-bank-austria\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Casestudy: UniCredit Bank Austria<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-2 whitepaper-card-excerpt\"><p>How one of Austria's leading banks is using the Gini photo transfer to make its customers more active and loyal<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/casestudy-bank-austria\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<\/ul><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:60px;margin-bottom:60px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:var(--awb-color3);border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-post-cards fusion-post-cards-2 fusion-grid-archive fusion-grid-columns-3\" style=\"--awb-dots-align:center;--awb-columns:3;--awb-active-filter-border-size:3px;--awb-filters-height:36px;\" data-post-type-label=\"whitepapers\"><ul class=\"fusion-grid fusion-grid-3 fusion-flex-align-items-stretch fusion-grid-posts-cards\"><li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-zoomin\"><img decoding=\"async\" width=\"900\" height=\"500\" alt=\"Kundenbeziehungen in Krankenversicherungen\" title=\"Insurance\" src=\"https:\/\/gini.net\/wp-content\/uploads\/Insurance.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/Insurance.png\" class=\"lazyload img-responsive wp-image-13907\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27900%27%20height%3D%27500%27%20viewBox%3D%270%200%20900%20500%27%3E%3Crect%20width%3D%27900%27%20height%3D%27500%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/Insurance-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/Insurance-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/Insurance-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/Insurance-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/Insurance.png 900w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 900px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/healthinsurance-customer-relationships\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Whitepaper: How health insurers can save their customer relationships<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-3 whitepaper-card-excerpt\"><p>Private health insurers have been fighting for their customers for many years. This raises a key question: what do customers want and how should private health insurers respond?<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/healthinsurance-customer-relationships\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-zoomin\"><img decoding=\"async\" width=\"1800\" height=\"1000\" alt=\"R2P ECommerce Whitepaper\" title=\"R2P ECommerce Whitepaper\" src=\"https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1.png\" class=\"lazyload img-responsive wp-image-13898\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271800%27%20height%3D%271000%27%20viewBox%3D%270%200%201800%201000%27%3E%3Crect%20width%3D%271800%27%20height%3D%271000%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1-1200x667.png 1200w, https:\/\/gini.net\/wp-content\/uploads\/R2P-ECommerce-Whitepaper-1.png 1800w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-sepa-request-to-pay-in-e-commerce\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Whitepaper: SEPA request-to-pay in e-commerce<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-4 whitepaper-card-excerpt\"><p>We take a closer look at why modern banking needs new payment initiation schemes such as SEPA request-to-pay and how e-commerce can benefit from them in the future. <\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-sepa-request-to-pay-in-e-commerce\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-zoomin\"><img decoding=\"async\" width=\"1800\" height=\"1000\" alt=\"R2P\" title=\"R2P\" src=\"https:\/\/gini.net\/wp-content\/uploads\/R2P.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/R2P.png\" class=\"lazyload img-responsive wp-image-13900\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271800%27%20height%3D%271000%27%20viewBox%3D%270%200%201800%201000%27%3E%3Crect%20width%3D%271800%27%20height%3D%271000%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/R2P-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/R2P-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/R2P-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/R2P-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/R2P-1200x667.png 1200w, https:\/\/gini.net\/wp-content\/uploads\/R2P.png 1800w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-r2p-change-payment-market\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Whitepaper: Request-to-pay &#8211; Why we need a change in the payment market now<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-5 whitepaper-card-excerpt\"><p>Why we need a change in the payments market now: At a time when digital innovation, limitless connectivity and real-time communication are the order of the day, the question arises as to why the digital banking sector is still lagging behind. <\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-r2p-change-payment-market\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-zoomin\"><img decoding=\"async\" width=\"900\" height=\"500\" alt=\"Checkliste Banking App\" title=\"Checkliste Banking App\" src=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App.png\" class=\"lazyload img-responsive wp-image-13800\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27900%27%20height%3D%27500%27%20viewBox%3D%270%200%20900%20500%27%3E%3Crect%20width%3D%27900%27%20height%3D%27500%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App.png 900w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 900px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/checklist-banking-app\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Checklist: Is your banking app up to date<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-6 whitepaper-card-excerpt\"><p>The banking app has become an integral part of most people's everyday lives. We have created this checklist with the most important banking app functions. You can see at a glance whether your banking app is competitive.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/checklist-banking-app\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<li class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion-flex-column post-card fusion-grid-column fusion-post-cards-grid-column\" style=\"--awb-padding-top:0px;--awb-padding-right:24px;--awb-padding-bottom:32px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-box-shadow:0px 0px 30px 0px hsla(var(--awb-color8-h),var(--awb-color8-s),var(--awb-color8-l),calc(var(--awb-color8-a) - 90%));;--awb-border-radius:10px 10px 10px 10px;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-right:-24px;--awb-margin-bottom:20px;--awb-margin-left:-24px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-zoomin\"><img decoding=\"async\" width=\"900\" height=\"500\" alt=\"Accessibility Foto\u00fcberweisung\" title=\"Checkliste Banking App (1)\" src=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1.png\" data-orig-src=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1.png\" class=\"lazyload img-responsive wp-image-13823\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27900%27%20height%3D%27500%27%20viewBox%3D%270%200%20900%20500%27%3E%3Crect%20width%3D%27900%27%20height%3D%27500%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1-200x111.png 200w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1-400x222.png 400w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1-600x333.png 600w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1-800x444.png 800w, https:\/\/gini.net\/wp-content\/uploads\/Checkliste-Banking-App-1.png 900w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 767px) 100vw, 900px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-bottom:4px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:26px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:26;--minFontSize:26;line-height:1.3;\"><a href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-accessibility-through-photo-payment\/\" class=\"awb-custom-text-color awb-custom-text-hover-color\" target=\"_self\">Whitepaper: Accessibility through photo payment<\/a><\/h2><\/div><div class=\"fusion-text fusion-text-7 whitepaper-card-excerpt\"><p>Accessibility is an area that is clearly benefiting from more and more opportunities in the course of digitalization. Accessibility is playing an increasingly important role, especially on the internet or in mobile applications \u2014 also because there are many new opportunities here.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-7 fusion-button-default-span fusion-button-default-type button-colored\" target=\"_self\" href=\"https:\/\/gini.net\/en\/whitepaper\/whitepaper-accessibility-through-photo-payment\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Download white paper<\/span><\/a><\/div><\/div><\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width-yellow.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-14045","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/14045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/comments?post=14045"}],"version-history":[{"count":1,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/14045\/revisions"}],"predecessor-version":[{"id":14046,"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/pages\/14045\/revisions\/14046"}],"wp:attachment":[{"href":"https:\/\/gini.net\/en\/wp-json\/wp\/v2\/media?parent=14045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}